Financial Tips For Small Businesses

If you are going to be running a small business effectively, you’re going to have to multitask many different roles. Chief Financial Officer, Marketing Director and Operations Manager rolled into one. Finances are crucial for a company’s structure and business development. Managing your finances smartly will prepare your company for changes in the market and for further investment. Serial entrepreneur Sebastian Greenwood has quoted Barbara Vrancik who says, ‘The most important thing in a business is liquidity,’ to make his point about significance of finances. Greenwood has few checklists for small businesses.

  1. No mixing personal & professional:Keep your personal account different from the business account. You may own the company, but it is also a separate entity, so treat it as such. The income and expenses from the business account are not your household expenses. So, do not make the mistake of starting your company with your personal account and then splitting it into another account at a later date. In addition, if there are anomalies in the account, it would appear reflect badly on you as you could be accused of being venal.
  2. Cloud computing accounting software: With the digital accounting software is a necessity as it gives you instant access no matter where you are. You can also quickly track, access data and update your stock at any convenient time. This beats the traditional method of accounting which is expensive and time-consuming. Accounting software gives you exhaustive insights empowering you to make informed decisions about cost cuts and investments:
  3. Budgets and investments: In view of the earlier point, investments are necessary for growth and budgets enable growth. Cutting down extra expenses is wise decision, but do it after a careful review. Short term cuts should not hamper long term goals. Inversely, if you are making profits, split it in such a way, that you can infuse some back into the company, make a few wise investments and give bonuses to your employees. Sebastian Greenwood likes to quoteWarren Buffet ‘Do not save what is left after spending, but spend what is left after saving.’ Be generous when you can and be stingy when you must!
  4. Contingency fund: If you are hit by recession or slowdown in the business, then you need to dip into your contingency funds to keep the business going. These funds should be either your savings or planned investments which can be liquidated quickly during emergencies. Alternatively, if you are battling a crisis, this fund can help you fund those expensive lawyers and compensations. In addition, if are neck deep in debts, this fund can be your saving grace. Not having a contingency fund is like signing your own death warrant!
  5. Go paperless:Since you are running a small set up, you can easily transit into paperless without any hassles. You are setting the precedent for when you company becomes big, and you will not have hassle yourself with this well-established process. Going paperless is also an effective cost cutting technique and it is a great way of doing your bit to ensuring a green environment.

Sebastian Greenwood – Top 10 Successful Entrepreneurs in the World

Modern Era Entrepreneurs

It is not easy to be an entrepreneur. Entrepreneurship is a process—it involves designing and running a business successfully. But before running a business it has to be launched successfully. Entrepreneurs are passionate people—both towards their personal goals and their social obligations. They have a keen vision and see the world’s problems as their own. They intend to solve the problems of the world through their entrepreneurial venture. Entrepreneurs take a lot of risk to start their business and take extra initiative to establish it successfully. They believe in putting in their best to bring out the best in society. Sebastian Greenwood has correctly quoted Og Mandino, “Always do your best. What you plant now, you will harvest later”.

Modern day is all about living life easily and in comfort. New products and services come out every day to make life easier. Innovative minds work behind these new innovations. They tend to come up with ideas that can make life hassle free. New technologies are also making life easy. Entrepreneurs are the ones who come up with new ideas.

Entrepreneurs Who Inspire

Some entrepreneurs all over the world tend to inspire every aspiring entrepreneur through their sheer success and talent. Here are ten entrepreneurs who surely are a role model to many:

  1. Amancio Ortega: he is the founder of the fashion brand Zara. He is the founding chairman of the Indetix fashion group. He is one of the richest businessmen in the world with a net worth of $67 billion.
  2. Bill Gates: the real name of Bill Gates is William Henry Gates. He is the founder of Microsoft, the largest personal computer company. He is one of the most famous entrepreneurs in the world.
  3. Carlos Slim Helu: he is the CEO and founding chairman of the largest mobile phones carriers of American Movil and the telecommunication company Telmex. He has a vast empire in Mexico.
  4. Mark Zuckerberg: who doesn’t know this young entrepreneur? He is the founder of the largest social networking site Facebook. He started Facebook with his roommates while he was in college.
  5. David Koch: he is an American businessman and philanthropist. He is one of the richest engineers of the world. He is the owner of Koch Industries, second largest private company in America.
  6. Jeff Bezos: he is the founder of the largest e-commerce site Amazon. His net worth is $45.2 billion.
  7. Warren Buffett: he is the CEO and largest shareholder of Berkshire Hathaway. Apart from being a business magnate, he is also a philanthropist.
  8. Michael Bloomberg: he is the CEO and 88% shareholder of the global financial data company Bloomberg L.P.
  9. Larry Ellison: he is the co-founder and CEO of Oracle Corporation. His net asset worth $43.5 billion.
  10. Charles Koch: he is the brother of David Koch and has inherited the family business along with his brother. He has 42% shares in the conglomerate.

Sebastian Greenwood : You are Never too Old to become an Entrepreneur

There is an odd opinion that only people in their youth have the bandwidth to become full-fledged entrepreneurs. Instead of discounting this point of view, we can probably base this on fact since many young people aspire to become their own bosses. However, let us debunk this myth with three simple reasons as to why one is never too old to start out on her/his own.


A seasoned individual with years of experience will have the wherewithal in a variety of domains, honed and handled through the years. This provides the seniorpreneur (senior entrepreneur) a chance to use his wisdom, skills, and experience. Given the fact that many people in their forties and older are attempting to branch out on their own it makes for an ideal investment opportunity. The incentive of going to business with a seasoned veteran gives people the hope and security that the enterprise has loads to offer. From the point of view of women, venturing out in their late forties or early fifties the worry about looking after children or pregnancy is not on the cards. This provides middle-aged professionals with the opportunity to use their passion and run a business from scratch. The youngsters will be there with their ideas, do not let your brain wave disappear or lose focus.

Social Contact

Anyone who has worked for over a decade would have established considerable social and professional contacts through the years. Starting out an entrepreneurship requires that you not only have the wherewithal in the domain but a good network of sorts to see you through the business. As is the case with someone who has experience, trying to sell an idea comes with some merit. A youngster, on the other hand, may have to push the service or product even more as not many may know him or understand the concepts and ideas.


As it gets closer to the retirement stage many men and women look forward to a time when they can hang in their boots. However, after a while using their investments for a new business while they reinvent themselves plays a crucial role. This is when you put your passion to the forefront and try something out that has a credible offering to consumers. Naturally being in competition with the older generation has its problems but young wannabe entrepreneurs have a grasp of technology and a hand on the pulse. That being said, it is never too late to try your hand at something if you have the inclination, the drive and the thirst to excel. Also, it is wise to up the ante in the tech stakes in social media connectivity and networking as these are an imperative today.

Sebastian Greenwood once quoted Dan Millman who said, “I learned that we can do anything, but we can’t do everything… at least not at the same time. So think of your priorities, not in terms of what activities you do, but when you do them. Timing is everything”. Using this as a basis, it pays to use your skills and spread the message of barter through goods or service in a new enterprise, at any stage of life.

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Sebastian Greenwood : 5 Traits of a Terrible Leader that You Must Avoid

While you might have come across hundreds of articles that educate you on the ‘dos’ of being a great leader, few really preach the gospel truth about the traits that might make you a terrible boss everyone hates in your company. And while you might not realize it, it is these problematic characteristics that can decelerate your progress and take you downhill in your career. Here are 5 traits of bad leaders that you must certainly avoid in order to achieve success in life.

Lack of empathy

One of the most important leadership skills, empathy is critical to developing great bonds with your co-workers and excelling in the art of getting things done well within deadlines. On the flip side, a lack of empathy is an indicator of poor leadership that can get you nowhere near success. If you cannot put yourself in the shoes of the others, you will never really be able to envision things from a fresh perspective.

Lack of humility

Some of the greatest leaders of all time are also some of the humblest and more unpretentious individuals that have the strength to acknowledge their personal flaws and know how to show respect for the others. Being humble does not imply that you have to be unassertive. On the contrary, it implies an ‘open door policy’ that allows your subordinates to feel comfortable with you and approach you with honest ideas and opinions.

Being the ‘know it all’

Strong leaders are well aware of how much they do not know and are also ready to acknowledge the same. Being a boss does not imply that you are always the smartest person in the room. You need to be accepting of your inadequacies and be curious to learn from every little experience that comes your way. All kinds of learning, even if it is from a subordinate, will not only help you grow as a leader but also evolve as a more informed human being. As the famous entrepreneur, Sebastian Greenwood once quoted Ayn Rand, “A creative man is motivated by the desire to achieve, not by the desire to beat others”, self-betterment is the key to having a fulfilling life and career.

Abrasive communication style

It is natural for a manager to feel stressed every once in a while. However, if you cannot convey a problem or a concern to your coworkers and subordinates without reprimanding or yelling at them, you might be missing out on one of the most important leadership skills. Effective communication skills are critical to being a good manager. You do not have much of a chance at being successful in your life if your co-workers typically associate you with rebukes and criticism.

Failure to lead yourself

Leading by example is the key to being a successful leader. Your subordinates look up to you for inspiration and will inadvertently absorb your professional habits and ideologies. Managers that lack integrity and character are likely to fail sooner than they can imagine. Regardless of however knowledgeable, intelligent or affable you are, if you cannot show a good example for your employees, you are a failure at leadership. A manager that regularly turns up late to the office or delays projects beyond deadlines does not inspire much confidence, does he/she?

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Sebastian Greenwood – Marketing mistakes that small businesses can avoid

Marketing mistakes that small businesses can avoid

As an entrepreneur, your business will flourish if you are able to market it confidently. Branding and promoting your company’s products and services effectively is essential for the expansion plans.

For first time entrepreneurs, strategic marketing can go a long way in making your product a household name. However, enthusiasm to promote your product should not turn into irreparable mistakes, flushing down all not only your efforts, but also your brand.

Here are few common marketing mistakes that can be avoided to ensure you are able to reach out maximum customers.

Not having marketing plan

Your market research report will set the guidelines of your marketing plan. However, not having a marketing plan is setting the stage for a disaster. It will result in your company’s products being promoted without any streamlined structure or strategic direction. In effect, you will burn a hole into your pocket and waste all the energy for nothing.

How to avoid: Successful businessmen like Sebastian Greenwood are stalwarts of intensive marketing strategies that can push a product or company into limelight overnight. Marketing plans should be based on the demographic type, economic class and amplification process.

Not understanding the USP

The company is your brainchild and the products are your identity. If you are unable to explain why your product has an edge above the others or is one-of-a-kind, then you have already lost the plot. Consequentially, you will not be able to pitch it correctly and lose out on the probability of getting venture capitalist to invest in your company.

How to avoid: Understand the product, its uniqueness and its benefit is crucial for marketing. Quoting Nikos Kazantzakis, tech savvy entrepreneur Sebastian Greenwood reiterated – “In order to succeed, we must first believe that we can.” If you have issues about explaining it confidently or smartly, try doing a little in-house coaching. Talk to your family and neighbours about the product and answer their doubts and queries. It will empower you to explain your product effectively to future customers.

Too much of marketing

Marketing is essential for your sales and growth, but too much of marketing is a time wasting measure. Senselessly registering on every social media site, posting media collaterals such as blogs, articles and advertorials on every site makes you come across as a headless chicken. Your customers are unaware of new social media sites or the analysis show that these websites are not popular, so spending time on creating a portfolio there or subscribing to the website deals is a fruitless operation.

How to avoid: It is best that you focus on social media websites that are popular and have over a million users. The success rate in these sites will be much more than all those websites that do not have any cornerstone. Keeping your focus on these websites will also allow you to measure your success in terms of many leads that have been converted into sales. Quoting Confucius, Sebastian Greenwood reminds small businessmen that “It does not matter how slowly you go as long as you do not stop.”

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Sebastian Greenwood- Success through Determination

Investing can be simultaneously exciting and stressful. There are adrenaline highs, but also moments of panic and uncertainty, and few can handle this pressure. Needless to say, it is very easy to get swept up in the excitement of investing in the stock market. As a business leader, Sebastian Greenwood is lucky to have the honed talent to be a successful investor. And yet, his innate leader-like quality still appreciates teamwork and learning from others’ experiences and opinions. Likewise, Mr Greenwood enjoys sharing the secrets of his success when investing in the stock market, especially with those who are new to the industry. He advises staying grounded, building a network, and cultivating any mentoring potentials that are available. As a young business leader, Greenwood emulates his mentors in showing the path he chose for his achievements. His strong Internet presence further aids this endeavour.

In every success story, whether in real life, film or books, there is always a struggle. People love to witness a way forward however; through dedication and a strong mentality. Many stories are based on the rags to riches cliche, but the truth is many successful people experience this. Those who succeed are those who channel any personal or financial difficulties to fight for success against the odds.

A story of determination truly presents itself in the life of Sebastian Greenwood. His peers in the industry hold him in high regard, due to the success he’s arrived at through sheer hard work and also trial and error. After Greenwood’s university years, he invested in several businesses that presented themselves as lucrative opportunities, only to see them fail. Not one to give up however, Greenwood persevered in networking marketing, eventually arriving at his big break with cryptocurrency OneCoin. Employing his networking skills and innate leadership qualities has led Greenwood to grow from an entry level to a master distributor in a matter of months.

Sebastian Greenwood – Network Marketing Opening the Doors to Success

No business model has grown more substantially than network marketing has during the past twenty years. Today thousands of businesses utilize this business structure to help market, distribute, and expand their products and services across the globe. The beauty of network marketing is that it relies on the independent sales representatives who become members of the company to help build the business to its full potential. Everyone has a vested interest in the company succeeding, and therefore everyone commits to working hard to move the company in the right direction. However, it’s a competitive world that requires strong leaders at the helm to help motivate and inspire members of the community to fulfill their potential both professionally and personally.
Opening the Doors of Opportunity for the Masses
Successful network marketing is not easy, which is why leaders like Sebastian Greenwood are so integral to making the business work. Greenwood has built a reputation in the industry as being one of the most charismatic and inspirational speakers, as well as an efficient and effective team and network builder. Greenwood has himself climbed the ladder of success in network marketing circles, and was once a beginning trader like so many he hopes to inspire today. His career has seen its highs and lows, and it is his determination and never give up attitude that have allowed him to become the success he is today.
For Greenwood, network marketing offers the opportunity for people to turn themselves into successful and professional individuals. Greenwood takes great pride in being able to help people pursue this career path, and in his talks he often reminds individuals of their need to be courageous, bold, and enterprising if they want to achieve success. What the network marketing industry offers that maybe others don’t is the opportunity to realize large financial returns in a very short span of time. It is this quick opportunity for turnover that has drawn so many businessmen, experts, and financiers to the industry, as well as people just starting out. If you want to find out more about Greenwood or how to get involved with the network marketing industry, visit Sebastian Greenwood on LinkedIn

Being a Mentor and a Good Listener Is the Key for Leader Sebastian Greenwood

When discussing the great leaders throughout history, their oratory and rhetorical skills are usually the most celebrated. Indeed, being able to deliver rousing speeches to inspire huge numbers of people is what defines many great leaders and sets them apart from the rest. The same may be said for leaders in business. Being able to instill a spirit of determination and ambition in your team to help them drive a business to reach its full potential is a leadership quality that every business seeks when searching for leaders. However, while speaking is the most obvious skill that many would name the most important, the other side of this, listening, is arguably just as important for gaining respect among colleagues, employees, and acquaintances. Having the ability to listen to and absorb what other people are saying is a vastly unappreciated skill.
Listening Is the Key to Being a Compassionate Business Leader
For Sebastian Greenwood, who is an influential figure in the exciting company OneCoin, listening for success is key. It is probably not so strange to hear this from a man who has carved a career as one of the best leaders in the network marketing industry, which relies on the two-way communication of its community members. While Greenwood also has a formidable reputation as a compelling and inspiring public speaker, his ability to listen sets him apart from other business leaders. Being able to listen to others is the best way to understand their problems and offer the best advice specific to that individual’s need. Too often people give out advice indiscriminately. Having good listening skills allows leaders to articulate suitable and specific responses to employees and colleagues, and can help build a huge amount of respect for them.
By exhibiting this unique quality, Greenwood has cemented a respectable reputation in the OneCoin ranks. Greenwood is deemed a mentor by many, and has been able to help many begin their paths to success in the network marketing world with his experience and wisdom in the industry. Hear more of Sebastian Greenwood’s story here.

Profitable Interest in Investment: The Greatest Development in Global Finance

Profitable interest in investment begins with a smart investment and conducting due diligence on that investment. Cytopcurrency may be the next smart investment.

Cryptocurrency: The Greatest Development in Global Finance

The history of finance arguably began in Italy with the development of banking systems by the Medici family in the 15th century. The establishment of institutions devoted to both personal and professional finance was a huge development in the world of finance, as well as the history of the human race in general. This development revolutionized the way people handled finances and also created the potential for large sums of wealth to be accrued for individuals and businesses alike. The Medici banking system has remained largely unchanged until recent decades. With humanity’s growing dependency on technology, however, the financial systems of old stand to be remade by another development – cryptocurrency.

What is Cryptocurrency?

The textbook definition is simple – cryptocurrency is a digitized form of currency that functions independently of any central authority, and can be used for international business on all levels. Cryptocurrency was created as a reaction to the economic crises of the early 21st century. At that time, the majority of the world had their finances tied to traditional banking institutions. With the collapse of several major banks, however, both individuals and businesses lost massive amounts of money. The exact causes behind the banks’ collapse are diverse, but a contributing factor was the fact that traditional banking systems rely on strict and centralized forms of authority for regulation. Cryptocurrency puts control back into the hands of investors.

Entrepreneur and financial professional Sebastian Greenwood is a leader in the world of cryptocurrency. The company that he works for, OneCoin, is a cryptocurrency trading platform that was created in response to the monopolization of the market that Bitcoin had enjoyed since its founding in 2008. For the average person with a profitable interest in investment, OneCoin provides an accessible and affordable trading platform.

For Sebastian Greenwood inspiration and ideas grew from the concept of returning financial control to customers, rather than central authorities. The world of finance is experiencing a shift from traditional banking systems to more personal, community-based platforms of trade. This is happening, of course, on a global economic scale. This is the future of finance because it provides a unique and easy way for individuals to exercise the financial control they need to ensure their futures.